Retirement Planning

A variety of tax-preferred vehicles are available to help individuals to save for retirement. Available options include, but are not limited to: Roth and traditional 401(k) plans, Individual Retirement Accounts (IRAs), profit-sharing plans, employee stock ownership plans (ESOPs), defined benefit plans, and money purchase plans. Choosing among these options is complex, and a taxpayer’s choice will impact both wealth accumulation and their current tax obligation.

Ross & Moncure helps clients to choose the retirement savings vehicles most-suited to their particular needs and circumstances. The firm also provides advice on how much money should be put aside each year based on retirement goals, which often compete with more immediate needs.

Our team does not offer wealth management services, nor do we prepare Form 5500 (Annual Return of Employee Benefit Plans; Form 5500 or Form 5500-EZ). Please be in touch should you need a recommendation or referral to another firm or professional.

Principal consultants: C. Braxton Moncure, Alice Orzechowski, Sandra K. Brown